Policies / Policy record

AB 1798 — Genetic testing for life and disability insurance

California · California · SIGNED / ENACTED

SIGNED / ENACTEDPolicy ID: california-26-XX-2025-ab-1798-genetic-insurance

Purpose

Regulates how life and disability insurers use genetic characteristics and genetic-test results in underwriting, including protections for asymptomatic genetic risk and carrier-status information under the law’s terms.

Official summary

The official California Legislative Information record states that AB 1798 prohibits specified life and disability insurer actions based on genetic characteristics, restricts requests and uses of genetic information for insurance purposes, and prohibits use or disclosure of a full genome.

ALS and gene-carrier relevance

Included because the official bill directly addresses genetic testing, asymptomatic genetic characteristics, carrier status, and life/disability insurance underwriting.

Policy scope and insurance types

Policy scope
Predictive genetic testing, Life insurance, Disability insurance, Disability-income insurance, Underwriting
Genetic policy scope
Not stated
Insurance types affected
Life, Disability, Disability Income
Policy type
Bill
Record type
Current Bill
Time status
Current
Verification
Verified
Discovered from
Official Legislature
Status detail
Approved by the Governor on 09-30-2026 and chaptered as Chapter 897, Statutes of 2026; effective 01-01-2027.
Companion bills
Not stated
Derived from bill
Not stated
Codified as
Not stated

Jurisdiction and session

Jurisdiction
California · California
Session
2025–2026
Topics
genetic discrimination, genetic testing, genetic privacy, life insurance, disability insurance
Bill / act number
AB 1798 · Chapter 897, Statutes of 2026
Introduced
02-10-2026
Last action
09-30-2026
Passed House / Assembly
05-27-2026
Passed Senate
08-27-2026
Governor action
09-30-2026
Approved / enacted
09-30-2026
Effective
01-01-2027
Vetoed
Not stated

Sponsors, cosponsors, and committees

Sponsors

  • Assembly Member Lori Wilson

Cosponsors

  • Assembly Members Bauer-Kahan and McKinnor

Committees

No verified names recorded in this policy snapshot.

Legislative support and votes

Vote history

No verified names recorded in this policy snapshot.

Verified organization support

No verified organization support recorded in this policy snapshot.

Verified opposition

No verified organization opposition recorded in this policy snapshot.

Historical timeline

  1. Introduced in the California Assembly.

  2. Passed the Assembly and sent to the Senate.

  3. Passed the Senate.

  4. Enrolled and presented to the Governor.

  5. Approved by the Governor and chaptered as Chapter 897, Statutes of 2026.

  6. Effective.

Official text and source links

External links open in a new tab. Exact official sources are used for verified records.

Last verified: 09-30-2026

Last verified source: Open verification source ↗

Policy records are educational and neutral. A policy record is not legal, insurance, benefits, or medical advice. Confirm current text, status, effective dates, and eligibility with the official source and a qualified professional.

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